FAQ

Q:  When purchasing automobile insurance, what should I consider?

A:  There are several things you should consider when purchasing automobile insurance that your agent can help you with.  Here are a few:

  • Purchase the amount of liability coverage that makes sense for you.
  • Select the optional coverages you want.
  • Decide which company to purchase insurance from.
  • Don't base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.

Q:  Does my insurance policy cover a friend if I loan him/her my car?

A:  When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy.

Q:  What is collision physical damage coverage?

A:  Collision is the loss you incur when your automobile collides with another vehicle or object (like a telephone pole).

Q:  What is comprehensive physical damage coverage?

A:  Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm.

Q:  How can I lower my automobile insurance rates?

A:  There are several things you can do to lower the cost of your automobile insurance.

  • One way is to look for competitive pricing. An agent that works with many different insurance companies can provide you with comparative rates and ensure that you are getting the best coverage.
  • Another way to lower the cost is to change your deductible. By raising your deductible, you may lower the cost of your automobile insurance by almost 10%.  You must be able to pay the deductible amount in the event of a claim.  You can also look for discounts that you may be entitled to.  Some examples of discounts that may be available are multiple cars under the same policy and carrying a homeowners policy with the same insurance company.

news-events

Agency News:

Marsh & McLennan Agency - Midwest Region Presented with 2017 Regional Partner Award by ProAssurance
September 27, 2017

Melissa Young Named P&C Marketing Leader for Marsh & McLennan Agency - Midwest Region
July 7, 2017

Marsh & McLennan Agency - Midwest Region Wins Dayton BBB Eclipse Integrity Award
May 9, 2017

Marsh & McLennan Agency Acquires Insurance Partners of Texas
May 8, 2017

Andrew Diesel Joins Marsh & McLennan Agency - Midwest Region as Safety & Compliance Consultant

April 7, 2017

Marsh & McLennan Agency - Midwest Region Named Better Business Bureau 2017 Eclipse Integrity Award Finalist
April 6, 2017

Marsh & McLennan Agency Acquires RJF Financial Services
April 5, 2017

Marsh & McLennan Agency Acquires Blakestad, Inc.
March 2, 2017

Midwest Producers Assume Market Leader Roles
February 21, 2017

Marsh & McLennan Agency Acquires iaCONSULTING

February 7, 2017

We've Expanded Our Services!
February 1, 2017

Marsh & McLennan Agency Acquires J. Smith Lanier & Co.

January 13, 2017


Happy Holidays from Marsh & McLennan Agency's Midwest Region
December 14, 2016

Marsh & McLennan Agency Acquires Benefits Resource Group

December 5, 2016

Marsh & McLennan Agency Acquires Presidio Benefits Group
December 1, 2016

MMA-Midwest Colleagues Volunteer at Charitable Organizations
November 16, 2016

Marsh & McLennan Agency Acquires Vero Insurance
October 4, 2016

Marsh & McLennan Agency Acquires Benefits Advisory Group
August 31, 2016

Westfield Insurance Foundation's Legacy of Caring Fund Benefits Goodwill Easter Seals Miami Valley
July 1, 2016

Kevin Aston Joins Marsh & McLennan Agency's Midwest Region as P&C Practice Leader
June 6, 2016

Marsh & McLennan Agency's Midwest Region Named a BBB 2016 Eclipse Integrity Awards Finalist

April 7, 2016

Marsh & McLennan Agency Acquires Corporate Consulting Services

April 4, 2016

We've Been Recognized as One of America's Best Employers!
March 23, 2016


Marsh & McLennan Agency Acquires Celedinas Insurance Group

March 2, 2016


Marsh & McLennan Agency Acquires Aviation Solutions, LLC

March 1, 2016

SBDC Business Excellence Awards Recognizes MMA Midwest
February 2, 2016

Ann Larimer, JD, CPCU, Testifies Before the House and Senate Insurance Committees to Help Get Bill Passed and Signed

January 6, 2016

Marisa Rogers Named Human Resources Manager of Marsh & McLennan Agency's Midwest Region
January 1, 2016

Insurance News:

November Dangerous Month for Deer Activity

Cyber Claims are on the Rise

Information Regarding Anthem Cyber Attack

Senate Passes TRIPRA Legislation

Cincinnati Insurance Named to Forbes List

Ohio Bans Texting While Driving