Personal Insurance

pi_page5Protecting your personal belongings is always a primary concern for any family. 

At Marsh & McLennan Agency, our specialists work with you to develop a custom-tailored insurance program to protect your family, auto, home, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.

Auto Insurance

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that is right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else's Property

Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Homeowners Insurance

The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For

  • Your Home
  • Other Buildings or Structures on Your Property
  • Your Personal Belongings - Furniture, Clothing, Appliances, etc.
  • Additional Living Expenses
  • Your Personal Legal Liability

Special Features You Can Choose for Additional Security

  • Home Replacement Guarantee
  • Replacement Cost on Contents
  • Additional Coverage Form

Important Additional Insurance You Should Consider:

Life Insurance

Life insurance can meet many financial objectives, but ultimately it is a necessity if the people you love most depend on you financially.  Whether it's term life insurance for a specific period of time or permanent life insurance for your lifetime, we can find you the right policy with the most appropriate insurance carrier.  We will first ask the question, "What do you want your life insurance to do for you?"  Based on your specific answers, we will devise a life insurance plan to suit your needs. 

Disability Insurance

Disability insurance is income protection.  If sickness or injury causes you to miss work for an extended period of time, would you like your income to continue so you can meet your financial obligations?  Many individuals have disability coverage through their employer.  Sometimes this coverage is sufficient, but in many cases it will not provide the income replacement needed to pay your bills.  Your standard of living could be greatly impacted if you do not fully prepare for a long-term disability.  We have the expertise to build your income protection plan, whether with you individually or through your employer.

Long-Term Care Insurance

Long-term care situations can create devastating consequences for a family.  Requiring care for your most basic of daily activities (eating, bathing, dressing, toileting, transferring, maintaining continence) can interrupt even the strongest of financial plans.  Long-term care is expensive, but that doesn't mean long-term care insurance is as well.  We are fully capable in providing both traditional long-term care insurance, as well as the many asset-based long-term care options that are now very popular.  Regardless of the option chosen, we can help you create an affordable plan.

news-events

Agency News:

Melissa Young Named P&C Marketing Leader for Marsh & McLennan Agency - Midwest Region
July 7, 2017

Marsh & McLennan Agency - Midwest Region Wins Dayton BBB Eclipse Integrity Award
May 9, 2017

Marsh & McLennan Agency Acquires Insurance Partners of Texas
May 8, 2017

Andrew Diesel Joins Marsh & McLennan Agency - Midwest Region as Safety & Compliance Consultant

April 7, 2017

Marsh & McLennan Agency - Midwest Region Named Better Business Bureau 2017 Eclipse Integrity Award Finalist
April 6, 2017

Marsh & McLennan Agency Acquires RJF Financial Services
April 5, 2017

Marsh & McLennan Agency Acquires Blakestad, Inc.
March 2, 2017

Midwest Producers Assume Market Leader Roles
February 21, 2017

Marsh & McLennan Agency Acquires iaCONSULTING

February 7, 2017

We've Expanded Our Services!
February 1, 2017

Marsh & McLennan Agency Acquires J. Smith Lanier & Co.

January 13, 2017


Happy Holidays from Marsh & McLennan Agency's Midwest Region
December 14, 2016

Marsh & McLennan Agency Acquires Benefits Resource Group

December 5, 2016

Marsh & McLennan Agency Acquires Presidio Benefits Group
December 1, 2016

MMA-Midwest Colleagues Volunteer at Charitable Organizations
November 16, 2016

Marsh & McLennan Agency Acquires Vero Insurance
October 4, 2016

Marsh & McLennan Agency Acquires Benefits Advisory Group
August 31, 2016

Westfield Insurance Foundation's Legacy of Caring Fund Benefits Goodwill Easter Seals Miami Valley
July 1, 2016

Kevin Aston Joins Marsh & McLennan Agency's Midwest Region as P&C Practice Leader
June 6, 2016

Marsh & McLennan Agency's Midwest Region Named a BBB 2016 Eclipse Integrity Awards Finalist

April 7, 2016

Marsh & McLennan Agency Acquires Corporate Consulting Services

April 4, 2016

We've Been Recognized as One of America's Best Employers!
March 23, 2016


Marsh & McLennan Agency Acquires Celedinas Insurance Group

March 2, 2016


Marsh & McLennan Agency Acquires Aviation Solutions, LLC

March 1, 2016

SBDC Business Excellence Awards Recognizes MMA Midwest
February 2, 2016

Ann Larimer, JD, CPCU, Testifies Before the House and Senate Insurance Committees to Help Get Bill Passed and Signed

January 6, 2016

Marisa Rogers Named Human Resources Manager of Marsh & McLennan Agency's Midwest Region
January 1, 2016

Insurance News:

Cyber Claims are on the Rise

Information Regarding Anthem Cyber Attack

Senate Passes TRIPRA Legislation

Cincinnati Insurance Named to Forbes List

Ohio Bans Texting While Driving