Employee Benefits Solutions
Marsh & McLennan Agency can provide benefits coverage strategies tailored to fit your objectives. Our Benefits Group Specialists will work with you to evaluate your current plan design and suggest options for:
Managed Health Care
There are many different types of managed care plans. Simply put, a managed health care plan is an insurance plan that contracts with health care providers and medical facilities to provide care for members at reduced costs. These members makeup the plan's network. How much of your care the plan will pay for depends on the network's rules. Restrictive plans generally cost you less; more flexible plans cost more. Our Benefits Specialists will help you find the right plan that suits your needs at the most competitive price.
Flexible benefits are voluntary benefits that allow employees to pay certain expenses from their pre-tax income rather than their post-tax income. Some examples include accident, sickness, and critical care policies. Our Benefits Specialists will help you promote, implement, and enroll employees in flexible benefits plans.
One reflection of Marsh & McLennan Agency's standing in the insurance industry is the preferred relationship we maintain with major insurance carriers like Anthem, Humana, and United Healthcare. In addition, we are able to work with alternative carriers to find a plan to fit your needs.
Marsh & McLennan Agency offers alternative funding approaches that provide employers with options to help control their health care costs. Our Benefits Specialists will work with you to explore the best approach for your organization. Alternative funding programs include captives, self-funding, and risk retention groups.
At Marsh & McLennan Agency, we understand that you want to retain your top executives and reward them for their contribution to your company's success. Offering executive benefits is one way to do this. Our Benefits Specialists can help you decide which benefits you want to offer. Some examples of these benefits are: bonus arrangements, supplemental executive retirement plans and severance plans, split dollar arrangements, and non-qualified deferred compensation plans.
These are extra or additional benefits that you can purchase to pay for services and out-of-pocket expenses that your regular insurance program does not cover. These benefits include Medigap, critical care/illness, and accidental death insurance.
Whether it's term life insurance for a specific period of time or permanent life insurance for a lifetime, we can find your employees the right policy with the most appropriate insurance carrier. We first ask the employee, "What do you want your life insurance to do for you?" Based on their specific answers, we will devise a life insurance plan to suit their needs.
Disability insurance is income protection. If sickness or injury causes an employee to miss work for an extended period of time, would they like their income to continue so they can meet their financial obligations? Most individuals would answer yes. Your employees' standard of living could be greatly impacted if they do not fully prepare for a long-term disability. We have the expertise to help build your employees' income protection plan.
Long-Term Care Insurance
Long-term care situations can create devastating consequences for a family. Requiring care for the most basic of daily activities (eating, bathing, dressing, toileting, transferring, maintaining continence) can interrupt even the strongest of financial plans. Long-term care is expensive, but that doesn't mean long-term care insurance is as well. We are fully capable in providing both traditional long-term care insurance, as well as the many asset-based long-term care options that are now very popular. Regardless of the option chosen, we can help your employees create an affordable plan.
Marsh & McLennan Agency - Midwest Region Named Better Business Bureau 2017 Eclipse Integrity Award Finalist
April 6, 2017
Marsh & McLennan Agency Acquires RJF Financial Services
April 5, 2017
Marsh & McLennan Agency Acquires Blakestad, Inc.
March 2, 2017
Midwest Producers Assume Market Leader Roles
February 21, 2017
Marsh & McLennan Agency Acquires iaCONSULTING
February 7, 2017
We've Expanded Our Services!
February 1, 2017
Marsh & McLennan Agency Acquires J. Smith Lanier & Co.
January 13, 2017
Happy Holidays from Marsh & McLennan Agency's Midwest Region
December 14, 2016
Marsh & McLennan Agency Acquires Benefits Resource Group
December 5, 2016
Marsh & McLennan Agency Acquires Presidio Benefits Group
December 1, 2016
MMA-Midwest Colleagues Volunteer at Charitable Organizations
November 16, 2016
Marsh & McLennan Agency Acquires Vero Insurance
October 4, 2016
Marsh & McLennan Agency Acquires Benefits Advisory Group
August 31, 2016
Westfield Insurance Foundation's Legacy of Caring Fund Benefits Goodwill Easter Seals Miami Valley
July 1, 2016
Kevin Aston Joins Marsh & McLennan Agency's Midwest Region as P&C Practice Leader
June 6, 2016
Marsh & McLennan Agency's Midwest Region Named a BBB 2016 Eclipse Integrity Awards Finalist
April 7, 2016
Marsh & McLennan Agency Acquires Corporate Consulting Services
April 4, 2016
We've Been Recognized as One of America's Best Employers!
March 23, 2016
Marsh & McLennan Agency Acquires Celedinas Insurance Group
March 2, 2016
Marsh & McLennan Agency Acquires Aviation Solutions, LLC
March 1, 2016
SBDC Business Excellence Awards Recognizes MMA Midwest
February 2, 2016
Ann Larimer, JD, CPCU, Testifies Before the House and Senate Insurance Committees to Help Get Bill Passed and Signed
January 6, 2016
Marisa Rogers Named Human Resources Manager of Marsh & McLennan Agency's Midwest Region
January 1, 2016
Cyber Claims are on the Rise